Chiropractic Costs, Insurance and Patient Financial Responsibility | Bellevue, WA

At Active Spines Chiropractic, we believe patients should understand the cost of care and their potential financial responsibility before beginning treatment.

Our office strives to provide clear information about insurance benefits, payment expectations, and the services recommended for your condition.

What Happens During Your First Visit?

Your first visit includes a comprehensive examination and, when clinically appropriate, initial treatment.

Depending on your condition and examination findings, care may include:

• Chiropractic adjustments

• Manual therapy

• Therapeutic modalities

• Exercise therapy

Dr. Shao-Hao Cheng will discuss the examination findings and recommendations with you. Treatment options and procedures will be explained, and your consent will be obtained before treatment.

How Much Will I Have to Pay?

Your out-of-pocket responsibility depends on your individual insurance benefits and the services provided.

Depending on your plan, you may be responsible for:

• Deductible: The amount you must pay before your insurance begins paying for certain covered services.

• Copayment: A fixed amount you pay for a covered visit or service.

• Coinsurance: A percentage of the allowed cost that you are responsible for.

• Noncovered services: Services that your insurance plan does not cover may be your responsibility.

If you have not met your deductible, you may owe more at the beginning of the year or until your deductible is satisfied.

Does Active Spines Accept My Insurance?

Active Spines Chiropractic participates with various insurance plans and coverage arrangements, including selected commercial plans, employer plans, Labor & Industries, and Personal Injury Protection (PIP).

We also participate with Kaiser HMO Core and Kaiser PPO, subject to the requirements of the individual plan. Kaiser HMO Core requires authorization.

Because insurance benefits and network participation vary by plan, employer, and coverage, please contact our office before your appointment so we can help verify your benefits and any required authorization.

You can also review our Services Provided and Insurance Accepted page for additional information.

When Is Payment Collected?

We generally collect the patient's estimated portion at the time of the visit.

This may include applicable deductibles, copayments, coinsurance, or other patient responsibility based on the available insurance information.

Insurance benefit verification is not a guarantee of payment. Your insurance company makes the final determination based on your policy, coverage, and claim processing.

If the insurance company processes a claim differently than initially estimated, your account may require an adjustment.

Questions About Your Coverage or Costs?

We understand that insurance terminology and benefits can be confusing. Our office can help you understand the available information about your coverage and expected financial responsibility.

Please contact us before your appointment if you have questions about insurance, authorization, or payment.

Active Spines Chiropractic

About the Doctor

Learn more about Dr. Shao-Hao Cheng, D.C. and his experience serving patients in Bellevue.

Schedule an Appointment

Ready to schedule a visit? Book an appointment online through Zocdoc.

You can also contact Active Spines Chiropractic at (425) 818-0086 or frontdesk@activespines.com.